Private Motorcycle Insurance
Apeiron Insurance Project welcomes you and helps you choose the most suitable insurance plan for private-use motorcycles from four innovative packages. Our goal is to cover your clients’ insurance needs at the best price, offering the most benefits on the market.
| Coverages |
Moto Standard |
Moto Value |
Moto Value (Deductible) |
Moto Full |
|---|---|---|---|---|
| Liability | ||||
| Liability Within Guarded Premises | ||||
| Liability to Third Parties from Fire and/or Explosion | ||||
| During Transport – Liability | ||||
| From Fluid Leakage – Liability | ||||
| Ferry Liability | ||||
| Material Damage from Uninsured Vehicle | ||||
| Bonus-Malus Protection | A.C. | A.C. | A.C. | A.C. |
| Accident Assistance / Claims Handling | ||||
| Legal Protection – Apeiron | A.C. | |||
| Home Protection – First Risk | ||||
| Natural Hazards – First Risk | ||||
| Roadside Assistance | A.C. | |||
| Fire | ||||
| Total Theft | ||||
| Total Theft (Deductible 20%) | ||||
| Damage from Terrorist Acts / Civil Unrest / Malicious Acts | ||||
| Own Damage (Deductible: €600) |
A.C. : Additional Coverage
The Moto Value package is available only for motorcycles valued over €2,000.
The Moto Full package is available only for motorcycles valued over €4,000.
What Our Plans Cover
Liability in Case of Accident
We cover injuries to third parties or damage caused to a third party’s vehicle or property.
Material Damage from Uninsured Vehicle
You are compensated for damages resulting from a collision with an uninsured vehicle, provided that the driver of the uninsured vehicle is solely at fault.
Accident Assistance / Claims Handling
One of our partners takes care of all the administrative procedures when an incident covered by the insurance policy occurs.
Road Assistance
We provide immediate vehicle transport if your motorcycle becomes immobilized on the road due to an accident.
Travel Assistance
We provide assistance for any trip over 25 km from your place of residence, for incidents such as: injury or illness, loss of luggage, or trip interruption due to an unexpected event.
Own Damage
With Own Damage coverage, you are compensated if your vehicle is completely destroyed or suffers partial damage due to an accident.
Total/Partial Theft
We provide coverage in case of vehicle theft, removal of fixed parts due to theft or robbery, or damages resulting from attempted theft.
Legal Protection
We cover lawyer and court expert fees, court costs, and bailiff expenses, as well as witness compensation in case of involvement in an accident.
Natural Hazards
We cover material damages to the vehicle caused by natural hazards, catastrophic events, and hail.
What Our Plans Do Not Cover
Some incidents are not covered, such as:
Third-party damages resulting from the use of the vehicle as a tool, or insurance for the vehicle used in ways not intended, according to the company’s technical guidelines.
Drivers under the influence of alcohol
When the driver is under the influence of alcohol or drugs in violation of traffic laws, we do not cover third-party liability.
Drivers without a valid Driving License
When the driver does not hold a driving license as required by law, we do not cover third-party liability.
Transportation if repaired on-site
Roadside Assistance does not cover transporting the vehicle to a workshop if the breakdown can be repaired on-site.
Headlights and exterior mirrors
Damages to headlights or exterior mirrors are not covered in the event of glass breakage.
Vehicles used for different purposes
We do not cover vehicles used for purposes other than those specified in the vehicle registration certificate.
Wear and tear or damage due to poor maintenance
In case of poor or inadequate maintenance of the vehicle, wear and tear from use, or damage to its tires, Own Damage and Total Loss coverage do not apply.
Accident Assistance
In case of an accident, call 24/7 at +30 2130 904393.
Roadside Assistance
In case of a vehicle breakdown, call 24/7 at +30 2130 904393.