Private Passenger Car Insurance
Apeiron Insurance Project welcomes you and helps you choose from four comprehensive and innovative insurance packages to find the one that best suits your car insurance needs. Our packages are designed to provide maximum coverage at the best price, offering some of the most competitive benefits on the market.
| Coverages |
Auto Standard |
Auto Advance |
Auto Value+ |
Auto Full+ |
|---|---|---|---|---|
| Liability | ||||
| Liability Within Guarded Premises | ||||
| Liability to Third Parties from Fire and/or Explosion | ||||
| During Transport – Liability | ||||
| From Fluid Leakage – Liability | ||||
| Ferry Liability | ||||
| Material Damage from Uninsured Vehicle | A.C. | |||
| Bonus-Malus Protection | A.C. | A.C. | A.C. | A.C. |
| Accident Assistance / Claims Handling | ||||
| All-Risk Glass Breakage (Limit: €1.000/€1.500) | A.C. | |||
| Legal Protection – Apeiron | A.C. | |||
| Roadside Assistance | A.C. | |||
| Personal Accident | A.C. | A.C. | A.C. | A.C. |
| Fire | ||||
| Total/Partial Theft | ||||
| Natural Hazards – First Risk | ||||
| Natural Hazards & Catastrophes | ||||
| Hail Damage | ||||
| Damage from Terrorist Acts / Civil Unrest / Malicious Acts | ||||
| Coverage of Audio and Navigation Systems | ||||
| Own Damage (Deductible: €500 / €750 / €1.500 / €3.000) | ||||
| Malicious Damage to Own Vehicle |
A.C. : Additional Coverage
What Our Plans Cover
Liability in Case of Accident
We cover injuries to third parties or damage caused to a third party’s vehicle or property.
Material Damage from Uninsured Vehicle
You are compensated for damages resulting from a collision with an uninsured vehicle, provided that the driver of the uninsured vehicle is solely at fault.
Accident Assistance / Claims Handling
One of our partners takes care of all the administrative procedures when an incident covered by the insurance policy occurs.
Road Assistance
We provide immediate vehicle transport if your motorcycle becomes immobilized on the road due to an accident.
Travel Assistance
We provide assistance for any trip over 25 km from your place of residence, for incidents such as: injury or illness, loss of luggage, or trip interruption due to an unexpected event.
Own Damage
With Own Damage coverage, you are compensated if your vehicle is completely destroyed or suffers partial damage due to an accident.
Total/Partial Theft
We provide coverage in case of vehicle theft, removal of fixed parts due to theft or robbery, or damages resulting from attempted theft.
Personal Accident
We cover the vehicle driver for permanent or total disability, as well as medical expenses resulting from a personal accident, while beneficiaries are compensated in case of loss of life.
Legal Protection
We cover lawyer and court expert fees, court costs, and bailiff expenses, as well as witness compensation in case of involvement in an accident.
Glass Breakage
We cover the replacement or repair of broken or cracked glass, provided that the damage is reported by phone at +30 2130 904333.
Natural Hazards
We cover material damages to the vehicle caused by natural hazards, catastrophic events, and hail.
What Our Plans Do Not Cover
Some incidents are not covered, such as:
Third-party damages resulting from the use of the vehicle as a tool, or insurance for the vehicle used in ways not intended, according to the company’s technical guidelines.
Drivers under the influence of alcohol
When the driver is under the influence of alcohol or drugs in violation of traffic laws, we do not cover third-party liability.
Drivers without a valid Driving License
When the driver does not hold a driving license as required by law, we do not cover third-party liability.
Transportation if repaired on-site
Roadside Assistance does not cover transporting the vehicle to a workshop if the breakdown can be repaired on-site.
Headlights and exterior mirrors
Damages to headlights or exterior mirrors are not covered in the event of glass breakage.
Vehicles used for different purposes
We do not cover vehicles used for purposes other than those specified in the vehicle registration certificate.
Wear and tear or damage due to poor maintenance
In case of poor or inadequate maintenance of the vehicle, wear and tear from use, or damage to its tires, Own Damage and Total Loss coverage do not apply.
Accident Assistance
In case of an accident, call 24/7 at +30 2130 904393
Roadside Assistance
In case of a vehicle breakdown, call 24/7 at +30 2130 904393
